Young Member Subscription Todmorden Woodcraft Folk

Young Member Form You can signup up to 4 children. Using our tiered  system you can select the amount which applies to you and also pay your child/children’s group night contribution. You can choose to make your contribution by direct debit and spread the cost over 12 months or a one off card payment.

Tier 1 – £15

• I’m able to meet my basic needs,but I actively have to think about meeting them in the most affordable ways I can. I have small, varying amounts of expendable income which means budgeting is often a big source of stress. I need to live in the cheapest place available to me and I struggle to afford any holidays/trips away.
• My lack of savings, family support, and inherited wealth (currently and in the future) means that I worry about my future financial situation.

Tier 2 – £30

• I need to keep an eye on my expendable income spending, which can be a source of concern, but I’m able to consider the desirability of where I live in my accommodations choices and can afford a holiday or trips away each year.
• My modest savings, family support, and inherited wealth (currently and in the future) gives me a small safety net if I ever needed it. This means I don’t often feel stressed about my financial future.

Tier 3 – £45

• Spending my expendable income doesn’t cause me regular concern or stress, and I can do so in ways that bring me satisfaction. I rent a desirable property or own my own home, and get to go on holidays/trips away a few times a year.
• I’ve either sizable savings, family support if need be, or inherited wealth (or I stand to inherit money/part of a house in the future). This means I don’t worry about any debt I have, or my financial future. I feel secure.

Tier 4 – £60

• I’ve significant freedom in how I spend my expendable income. My housing costs are minimal or represent a small proportion of my income – e.g. I own my home outright (on my own or with a partner/family etc.). I am able to take multiple holidays/trips away each year.
• I’ve financial security, whether from my savings, family support and wealth I have either inherited or stand to inherit in the future, or because I do not have significant financial commitments to dependents